Compare Affordable Health Insurance Plans Starting As Low As $40/Mo for Silver Level Plans (See Plan Levels)
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We’ll show you all of the plan options that fit your lifestyle and your budget. To help you make a better decision about your health plan, we will show you your monthly premium cost and deductibles.
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Here are some reasons why you should consider getting a health insurance plan today:
- To fight lifestyle diseases which are on the rise, especially among people under the age of 45.
- To safeguard your family.
- To counter inadequate insurance cover.
- To deal with medical inflation.
- To protect your savings.
Health insurance can help reduce the cost to see a doctor, get medical attention in an emergency, and manage chronic conditions. With health insurance, you can go to the doctor for preventive services to help you avoid serious illness and care for ongoing health conditions.
For the young and healthy, health insurance is a means to protect you in an emergency. For those who need medical services and families who need regular care, health insurance offers cost-sharing options that result in much lower costs than insurance purchased on one’s own. Insurers broker deals with healthcare providers and barter down prices for you, without them your medical bills would be astronomically less affordable.
Some people will get the short end of the health insurance stick, paying in for years more than they take out. Others will take much more than they pay. Such is insurance, like car insurance not needing to use your coverage is a quality problem. Under Affordable Care Act (Obamacare) the less you make, the less you pay for coverage.
Health insurance is important for many reasons. It helps pay for medical bills and prescription drugs, which can be very expensive. It also helps you avoid large medical debt and provides a cap on the most you could spend on health care each year. Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents. It protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. Enrolling in high-quality health insurance can help you avoid large medical bills that can cause financial hardship and even medical bankruptcy.
There are several factors that impact your monthly premium; including your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs. The advertised monthly premium price may not be typical and was generated using our subsidy qualification calculator that was accessed on May 2023. We used the following parameters: 21-year-old adult, non-tobacco user, no children with annual income of $24,000. The resulting monthly premium was $40 per month (or $480 per year after $4,704 in subsidies) for a Silver Plan. Even when using the same parameters, the resulting premium and subsidy calculations may be different based on your location.