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Edmonds Insurance Group - AD&D Insurance

Do you need AD&D (Accidental Death & Accidental Dismemberment) Insurance coverage? Designed to help you pay unexpected medical costs related to an accidental injury. Cash benefits are paid directly to you regardless of other insurance. You never know when you or someone in your family will get hurt in an accident. When it happens, you could end up with several medical bills. Even if you have health insurance, the extras from an accidental injury can still take a lot out of your pocket. If you’re hurt in an accident, Accident SafeGuard is designed to help by paying you cash benefits for your medical bills. Ideal for individuals or families.

What are the benefits of AD&D (Accidental Death & Accidental Dismemberment) Insurance? Accidental Death & Accidental Dismemberment Insurance provides coverage for bodily losses caused by accidents. It pays a death benefit if you die due to a covered accident, but also pays if you lose a limb, sustain a paralyzing injury, or suffer blindness due to a covered accident. The beneficiaries you name on your policy will receive a lump-sum payment if you die in an accident. This type of coverage provides financial assistance after accidental death or loss of one or more limbs, supplementing income loss after one of these events occurs.

It can be a relatively low-cost way to protect against unexpected events that result in loss of life, speech, hearing, sight, paralysis, and more. However, prospective buyers should carefully read the terms of the policy as AD&D insurance is limited and generally covers unlikely events. Also, it is supplemental life insurance and is not an acceptable substitute for a full life insurance policy.

Compare Accident SafeGuard AD&D (Accidental Death & Accidental Dismemberment) Insurance Plans

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AD&D (Accidental Death & Accidental Dismemberment) Plan Details:

Accidental Death (within 30 days resulting from accidental injury)

  • Plan A: $100,000
  • Plan B: $150,000
  • Plan C: $200,000

Accidental Dismemberment (dismemberment within 30 days of accident)

  • 5% to 100% of Accidental Death benefit

Accidental Injuries Coverage

  • Burns
  • Coma
  • Concussion
  • Dislocations
  • Fractures
  • Lacerations
  • Paralysis

Outpatient Services

  • Ambulance
  • Diagnostic: CT, EKG, or MRI
  • Hospital Emergency Room Visit
  • Office Visit, Initial
  • Office Visit, Follow-up
  • Physical Therapy
  • Urgent Care Center

Health insurance is important for many reasons. It helps pay for medical bills and prescription drugs, which can be very expensive. It also helps you avoid large medical debt and provides a cap on the most you could spend on health care each year. Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents. It protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. Enrolling in high-quality health insurance can help you avoid large medical bills that can cause financial hardship and even medical bankruptcy.

Health Insurance Plan Providers


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